Turn your checking account into an earning opportunity with no minimum balance, no monthly fees and an array of advantages.

A high yield on your balance, refunds on ATM fees and free online privileges make KANZA Rewards a premium checking option for anyone. To qualify, 12 monthly debit card purchases must post and clear your account, at least one direct deposit or automatic payment must post and clear your account, and enroll & receive electronic statements. Minimum opening deposit is $100.

Unique Features

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Patent Pending, BancVue


Rate Information:

Rates effective as of July 17, 2014.

2 .00% APY applies to balances of $.01-$10,000.
Interest rate of .50% applies to the portion of balances over $10,000.
If qualifications are not met 0.05% APY applies to all balances.
Rates may change after the account is opened. Fees may reduce earnings. Available to personal accounts only. New customer applicants must reside in Kansas or Oklahoma.




Regular Checking

Ideal for customers who keep $500 or more in their checking account or who want a set monthly service fee.

KANZA Bank Regular Checking is service charge-free with an average daily balance of only $500. If your average daily balance is below $500, your monthly service fee is just $5. Minimum opening deposit is $100.

Unique Features

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If you are interested in this account please call us to speak with one of our Customer Service Representatives or use our online application.


Free Checking

With no monthly service charge and unlimited check writing, our Free Checking account is a great no-frills option.

Duplicate checks are required, as check images are not returned with your monthly statement. Minimum opening deposit $100.

Unique Features

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If you are interested in this account please call us to speak with one of our Customer Service Representatives!


Interest Checking

For customers who maintain higher account balances, our Interest Checking account offers interest that’s compounded and credited monthly on minimum daily balances of $1,000 or more.

If the minimum daily balance falls below $1,000, there is a $5 service fee plus .20 per item for transactions over 25 per statement cycle. Minimum opening deposit is $1,000. Interest rate is subject to change without notice.

Unique Features

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If you are interested in this account please call us to speak with one of our Customer Service Representatives or use our online application.


Relationship Checking

For customers with multiple KANZA Bank accounts totaling $10,000 or more, Checking offers a way to leverage your financial strength with a variety of refunds, premium interest rates and benefits.

Customers without a combined balance of $10,000 may be eligible for Relationship Checking with a $10 monthly fee. The following accounts may be totaled to receive your Relationship Checking:

  • Personal checking and savings accounts
  • Money market accounts
  • Certificates of deposit
  • Individual retirement accounts
  • Consumer loans
  • Home equity line of credit
  • KANZA Bank mortgage loans

Not included:

  • Brokerage products, commercial loans and deposits, and secondary market mortgage loans.
Unique Features
  • Free KANZA Bank checks
  • Unlimited no-fee check writing
  • No minimum balance
  • Premium interest on account balances ($2,500 minimum balance to earn premium interest)
  • Free Safe deposit box (1 year)
  • Free traveler’s cheques and cashier’s checks
  • Refund on KANZA Bank ATM charge from non-KANZA Bank ATMs (Up to 5 per month. Some limits apply.)
  • ¼% discount on new consumer loans with automatic debit
  • 25% off brokerage commissions on the first three stock trade transactions with Cetera® Financial Services
  • Free Online Banking
  • Free Online Bill Pay up to fifteen payments per month (.30 charge per item after 15)
  • Free ATM/Debit card
  • Added Value Services
    • Bank-By-Phone
    • Credit Card Services
    • Direct Deposit
    • Overdraft Protection
      • Interest accrues on daily balance. Interest is compounded and paid monthly. Interest rate is subject to change without notice.
      • Securities and insurance provided by Cetera are not FDIC-insured, are not guarnteed by KANZA Bank, are subject to risk and may lose value.

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Cetera Financial Services is an independent registered broker/dealer and is member SIPC.


Required Disclosures:

TERMS AND CONDITIONS

PROCEDURES FOR OPENING A NEW ACCOUNT
ELECTRONIC FUND TRANSFERS
YOUR ABILITY TO WITHDRAW FUNDS
PRIVACY
OVERDRAFT PRIVILEGE
TRUTH-IN-SAVINGS