Business Lending

We offer a comprehensive range of credit options to help you succeed in today's competitive environment. Our experienced lending team will customize a financing solution that fits the needs of your business.

Term Loan

Need money to finance machinery, equipment, vehicles or real estate? Term loans are usually fixed rate loans set up on fixed monthly payments of principal and interest. KANZA Bank will customize a term loan to meet the capital expenditure needs of your business.

Revolving Line of Credit

When working capital is short, a KANZA Bank revolving line of credit can be your life line. A line of credit can provide your business with access to funds for operating expenses, support accounts receivables and/or purchase inventory. A revolving LOC is usually a variable rate loan set up on periodic interest payments and principal due at maturity. KANZA Bank will customize your line of credit to meet the cash flow needs of your business.


Planning to expand your livestock operation? KANZA Bank was founded by farmers in South Central Kansas in 1905 and remains committed to lending money to the agricultural industry. KANZA Bank extends loans for the production, processing and marketing of agriculture products.

Commercial Real Estate

Need cash to purchase an apartment complex, office building or warehouse? KANZA Bank offers customized financing solutions for income-producing properties and owner-occupied properties at competitive rates and terms.

Construction Lending

Need money for new residential or commercial construction, expansion or renovation of an existing property? KANZA Bank offers customized financial solutions for these types of projects at competitive rates and terms.

SAFE Act Notification

View a list of KANZA Bank’s Mortgage Loan Originators and read our SAFE Act Notification.