Personal Loans
KANZA Bank offers a wide range of loans with competitive rates and responsive service. Whether you're buying a car, taking a vacation, or just need cash for a special purchase, KANZA Bank offers an array of loans to meet your needs.
For your convenience, your loan payment can be automatically deducted from your KANZA Bank account. Visit with a KANZA Bank lending specialist today or click below to apply for a personal loan online.
Fourteen years in the real estate industry make Dawn Byers uniquely qualified to be a Residential Lending Specialist for KANZA Bank. Consider Dawn's credentials
Having sold real estate, been a title officer, served as a closing officer and been a residential lender, Dawn has worked in virtually every arena of the real estate industry. Now at KANZA Bank, she's a master at creating cooperative relationships among every player in a real estate transaction. Dawn excels at making your real estate transactions smooth and worry free.
Twenty years in the financial industry give Brett Lind an unmistakable edge in mortgage lending. With experience in lending, servicing and underwriting, Brett is a ready resource for his customers’ varied needs.
A business finance major from Kansas State, Brett has a head for numbers and a natural ability for finding the right terms, rate, and scenario for homebuyers. Beyond his financial talent is his affinity for working with a diversity of people, an occupational benefit he enjoys. Brett is well known in the industry as a tough competitor and will work to get you the best deal.
Products and Services
KANZA Bank offers a comprehensive variety of residental mortgage products. With competitive rates and personalized service, you'll have the resources to buy, refinance, upgrade or invest.
30/20/15/10 yr. fixed conventional loans
10/1, 7/1, 5/1, 3/1, 1/1 ARM (Adjustable Rate Mortgage)
FHA/VA
0% down payment loans
Jumbo loans (fixed and ARM)
Interest only loans
Low / Limited documentation loans
Stated income loans
Home Equity Line of Credit
2nd Mortgages
Plus many more loan programs to fit your specific needs
Let your home supply the credit you need for the things you want. A Home Equity Line of Credit offers you an open-ended line of credit for home improvments, college tuition, major purchases, bill consolidation, business expenses and more.
Here's how it works:
Extra Credit -
Over time, your home has built up a certain amount of equity. A KANZA Bank Home Equity Line of Credit is a revlovling line of credit that uses the value of your home as collateral. Depending on your home's value and how long you've owned it, it can be an excellent way to extend your credit.
Low Rates -
Home Equity lines of credit have a low, variable rate of interest and in most cases, avoid the closing costs associated with a mortgage loan. Many times the interest you pay is deductible.
Flexibility -
Once your credit limit is established, you decide how much you will use, when and for what purchases. Simply write a check from your Home Equity checkbook and the expense will be processed as any other debit.
Fourteen years in the real estate industry make Dawn Byers uniquely qualified to be a Residential Lending Specialist for KANZA Bank. Consider Dawn's credentials
Twenty years in the financial industry give Brett Lind an unmistakable edge in mortgage lending. With experience in lending, servicing and underwriting, Brett is a ready resource for his customers’ varied needs.