Personal Loans
KANZA Bank offers a wide range of loans with competitive rates and responsive service. Whether you're buying a car, taking a vacation, or just need cash for a special purchase, KANZA Bank offers an array of loans to meet your needs.
For your convenience, your loan payment can be automatically deducted from your KANZA Bank account. Visit with a KANZA Bank lending specialist today or click below to apply for a personal loan online.
Debbie
Whiley understands that the experience of home ownership begins with the lender.
In an industry that's reliant upon referral, she's managed to develop a loyal
following of return clientele who consider her a trusted partner in their home
buying experience.
Debbie's nearly 20 years in lending have been spent in both
underwriting and origination, giving her the background to demystify the process
for customers. Her ability to clearly communicate a customer's financing options
gives confidence to both the home buyer and real estate agent. Debbie is known
for her attention to detail and her dedication to providing the most favorable
interest rates for her clients.
As a consummate mortgage professional, Debbie is not only an
experienced lender but also a student of the industry, taking time to stay
up-to-date on new trends and practices. She specializes in first-time homebuyer,
conforming, and government loans. Whether you are refinancing or consider buying
a new home, call Debbie for the personalized, confidential and professional
service you deserve!
Twenty
years in the real estate industry make Dawn Byers uniquely qualified to be a
Residential
Lending Specialist for KANZA Bank. Consider Dawn's credentials:
Having sold real estate, been a title officer, served as a closing officer and been a residential lender, Dawn has worked in virtually every arena of the real estate industry. Now at KANZA Bank, she's a master at creating cooperative relationships among every player in a real estate transaction. Dawn excels at making your real estate transactions smooth and worry free.
Products and Services
KANZA Bank offers a comprehensive variety of residental mortgage products. With competitive rates and personalized service, you'll have the resources to buy, refinance, upgrade or invest.
30/20/15/10 yr. fixed conventional loans
7/1, 5/1, 3/1 ARM (Adjustable Rate Mortgage)
FHA/VA
Jumbo loans (fixed and ARM)
Home Equity Line of Credit
2nd Mortgages
Plus many more loan programs to fit your specific needs
Let your home supply the credit you need for the things you want. A Home Equity Line of Credit offers you an open-ended line of credit for home improvments, college tuition, major purchases, bill consolidation, business expenses and more.
Here's how it works:
Extra Credit -
Over time, your home has built up a certain amount of equity. A KANZA Bank Home Equity Line of Credit is a revlovling line of credit that uses the value of your home as collateral. Depending on your home's value and how long you've owned it, it can be an excellent way to extend your credit.
Low Rates -
Home Equity lines of credit have a low, variable rate of interest and in most cases, avoid the closing costs associated with a mortgage loan. Many times the interest you pay is deductible.
Flexibility -
Once your credit limit is established, you decide how much you will use, when and for what purchases. Simply write a check from your Home Equity checkbook and the expense will be processed as any other debit.