Time
Deposit Accounts
Non-Public Funds Only
|
Time
Deposits
(CDs) |
Minimum
to
open |
Interest
Rate |
APY
|
91 Day |
$1,000 |
.15% |
.15% |
182
Day |
$1,000 |
.25% |
.25% |
12 Months |
$1,000 |
.40% |
.40% |
18
Months |
$1,000 |
.50% |
.50% |
24 Months |
$1,000 |
.75% |
.75% |
36
Months |
$1,000 |
1.00% |
1.01% |
48 Months |
$1,000 |
1.24% |
1.25% |
60
Months |
$1,000 |
1.49% |
1.50% |
60 Month Jump Rate |
$1,000 |
1.00% |
1.01% |
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Special
CDs
(new money only) |
Minimum
to open
|
Interest
Rate |
APY
|
7 Month Special |
$1,000 |
.40% |
.40% |
14 Month Special |
$1,000 |
.60% |
.60% |
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IRA
Accounts |
Minimum
to open |
Interest
Rate |
APY |
18 Months |
No minimum |
.50% |
.50% |
36 Months |
No minimum |
1.00% |
1.01% |
60 Months* |
No minimum |
1.49% |
1.50% |
Fees may reduce earnings on these accounts—substantial penalty
for early withdrawal.
*Cannot make further contributions.
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Other
Accounts
|
Money
Market Fund* |
Minimum
to open |
Interest
Rate |
APY |
$1,000-$4,999 |
$1,000 |
.10% |
.10% |
$5,000-$9,999 |
$1,000 |
.10% |
.10% |
$10,000-$49,999 |
$1,000 |
.15% |
.15% |
$50,000-$99,999 |
$1,000 |
.25% |
.25% |
$100,000-$999,999 |
$1,000 |
.25% |
.25% |
$1,000,000 and
more |
$1,000 |
.25% |
.25% |
|
|
|
|
KANZARewards |
$100 |
|
|
Tier
1 ($.01-$10,000) |
see
above |
1.98% |
2.00% |
Tier
2 ($10,000.01 and above) |
see
above |
.50% |
.50% |
|
If KANZA Rewards qualifications are not met* |
see above |
.05% |
.05% |
|
Interest Checking** |
$1,000 |
.05% |
.05% |
|
Relationship Checking*** |
$100 |
.05% |
.05% |
|
Passbook Savings |
$100 |
.10% |
.10% |
* Qualifications include (1) 12 debit card purchases which must
post and clear per qualification cycle (2) one direct deposit
or automatic payment that posts and clears per qualification cycle
AND (3) receive e-statements. Available to personal accounts only.
** You must maintain a minimum balance of $1,000 in the account
each day to obtain the disclosed APY.
*** You must maintain a minimum balance of $2,500 in the account
each day to obtain the disclosed APY. Fees may reduce earnings
on these accounts. Rates on “other accounts”
mentioned above are subject to change without prior notice.
Current rate information on these accounts can be obtained by
calling (888) 532-5821. Please ask a customer service representative
for further details.
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