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Added Value Services


Automatic Sweep

For-profit corporations and partnerships not eligible for Interest Checking may put their extra cash to work in our Automatic Sweep account. After your debits and credits are posted and daily cash needs are met, excess funds are swept into an investment account to earn competitive interest rates. Monthly account statements will reflect a daily summary of debits, credits, balances and investment rates. Interest rates are subject to change without notice.

Unique Features
  • Daily cash needs based on total debits and credits
  • Excess funds placed in our overnight repurchase agreement short-term investments
  • Invested funds earn competitive rates

Bank-By-Phone

Use it to access your account information day or night from the convenience of your touchtone telephone wherever you are.
With Bank-By-Phone you can:

  • Check your account balance
  • Transfer funds between your KANZA Bank accounts
  • Check your loan balance
  • Obtain information on your CDs and IRAs

To use Bank-By-Phone, call 532-5123 in the Kingman area, or outside the area call toll-free, 1-877-532-5145.

For more information, visit with a customer service representative today.

Unique Features
  • 24-hour access
  • Easy to use
  • Free of charge

Business Credit Card

As part of the continuing effort to provide our customers with a full line of quality banking services, KANZA Bank now offers a VISA credit card for all of your business’s needs. Our card has a low variable rate with a reasonable annual fee. Upon approval you’ll begin saving money immediately with you new variable rate credit card, for use at thousands of locations wherever VISA is accepted.

Unique Features
  • Security and extended protection available for purchase
  • Travel emergency assistance
  • Travel accident Insurance
  • Auto rental insurance
  • Monthly business reporting package
  • ACH auto-pay
  • Falcon (Fraud Detection Program)
  • Free online access to statement and account information


Cash Management

A full array of services is available to help you manage and maximize your business’s cash. KANZA Bank’s Cash Management offers up to 500 ACH transactions for a $50 monthly fee which can be offset by the earnings credit on your Regular Business Checking account. Cash Management lets you pay bills, process payroll, debit customers, pay taxes, and manage your account online with the latest technology. Our security features let you determine the parameters of each designated user and provide reports on system activity.

Unique Features
  • 24-hour access
  • Direct deposit payroll
  • Customer auto-debit
  • Bill pay
  • Stop payment
  • Wire transfer
  • Account transfer
  • Transfer between banks
  • Ability to view check images
  • Security control
  • Federal Income Tax payment

Contact operations at the Kingman location for a demo!


Cash Management - View Only

A full array of services is available to help you manage and maximize your business’s cash for only $10 a month. This fee can be offset by the earnings credit on your Regular Business Checking account. Cash Mangement View Only lets you transfer funds between accounts, view account history and check images with the latest technology. Our security features let you determine the parameters of each designated user and provide reports on system activity.

Unique Features
  • 24-hour access
  • Stop payment
  • Account funds transfer
  • Security Control
  • Ability to view check images

Remote Deposit Capture

Banking just got easier with KANZA Bank’s Remote Deposit Capture. Now you can bank any time, day or night, from the convenience of your office. This technology allows multiple business locations to deposit into one account. This process is convenient and easy to use - simply scan your checks and with a few clicks of the mouse, your deposit is on its way. The monthly fee can be offset by the earnings credit on your Regular Business Checking account.

Unique Features

  • Convenient, easy to use
  • Make deposits any time, without leaving your desk
  • Significant time saver

Financial Calculators

KANZA Bank offers a variety of financial calculators to assist you in planning your financial needs.

Kids

  • Use our Kids Calculator to help kids realize how much money they could have tomorrow if they started saving today

Loan

  • Use our Loan Payment Calculator to help you determine the loan financing amount and payment options that are best for you.

Loan Comparison

  • Use our Loan Comparison Calculator to create a table for the desired information about loan financing amount and payment options.

Mortgage

  • Use our Mortgage Calculator to help you determine the financing for a mortgage that you potentially qualify for.

Retirement

  • Use our Retirement Calculator to help you determine the amount of money to save each year in order to achieve your financial goals.

Savings

  • Use our Savings Calculator to help you determine a savings plan to reach your financial goals.

 


Merchant Services

Whether your business is in retail, manufacturing, business-to-business or emerging markets, KANZA Bank can offer you point-of-sale products to enhance your business needs. Depend on us for payment-processing solutions that enable you to accept virtually any type of payment. For the growth of your business, KANZA Bank is committed to providing you with smart products, for smart business solutions, helping you bank smarter, not harder.

Unique Features
  • Point-of-sale products
  • Payment processing solutions

Safe Deposit Boxes

For your security, access is limited to individuals authorized by you. Two keys are provided for each box. Visit with a customer service representative about box sizes and annual fees.

Unique Features
  • Provides secure storage for documents and other valuables
  • Available in a variety of sizes



Required Disclosures:

TERMS AND CONDITIONS

PROCEDURES FOR OPENING A NEW ACCOUNT
ELECTRONIC FUND TRANSFERS
YOUR ABILITY TO WITHDRAW FUNDS
PRIVACY
OVERDRAFT PRIVILEGE
TRUTH-IN-SAVINGS